17 Feb 2026·Source: The Hindu

3 min

EconomySocial IssuesPolity & GovernanceNEWS

Bihar Government's Rojgar Yojana: ₹10,000 Transferred to 25 Lakh Women

Bihar government transfers funds to empower women entrepreneurs under Rojgar Yojana.

The Bihar Chief Minister, Nitish Kumar, transferred ₹10,000 each to 25 lakh women beneficiaries under the Mukhyamantri Mahila Rojgar Yojana to help them start businesses. The total amount disbursed so far under the scheme is ₹18,100 crore to 1.81 crore women since its launch on September 26, 2025.

The scheme aims to provide economic empowerment to women, with ₹10,000 given as the first installment to start a business. Additional financial assistance of up to ₹2 lakh may be provided after evaluation of the performance of their ventures after six months.

Key Facts

₹10,000 is being transferred to each of 25 lakh women beneficiaries.

The scheme is called Mukhyamantri Mahila Rojgar Yojana.

The scheme aims to help women start businesses.

A total of 1.81 crore women have benefited from the scheme so far.

UPSC Exam Angles

GS Paper 2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.

GS Paper 3: Inclusive growth and issues arising from it.

Connects to syllabus topics on poverty, development, and social justice.

Potential question types: Evaluating the effectiveness of government schemes, analyzing the challenges in women's empowerment, and assessing the impact of financial inclusion initiatives.

In Simple Words

The Bihar government is giving ₹10,000 to women to help them start their own small businesses. This money is meant to empower women and give them a chance to become financially independent. It's like giving someone a small push to start something new.

India Angle

In India, many women face challenges in accessing financial resources and starting businesses. This scheme aims to address this by providing direct financial assistance, especially in a state like Bihar where economic opportunities for women can be limited.

For Instance

Think of it like a group of women forming a self-help group and pooling their savings to lend to each other. This scheme is similar, but the government provides the initial capital to help women get started.

This matters because when women have their own income, they can make better decisions for themselves and their families. It also helps in building a more equal and prosperous society.

Empowered women, empowered society.

Visual Insights

Key Statistics from Bihar's Rojgar Yojana

Highlights the key figures related to the Mukhyamantri Mahila Rojgar Yojana.

Amount Transferred to Each Woman: ₹10,000
Total Women Beneficiaries in Current Transfer: 25 Lakh
Total Amount Disbursed So Far: ₹18,100 crore
Total Women Beneficiaries Since Launch: 1.81 crore

More Information

Background

The Mukhyamantri Mahila Rojgar Yojana is designed to promote women's economic empowerment in Bihar. Such schemes are crucial in states with significant socio-economic disparities, where women often face barriers to accessing financial resources and starting their own businesses. These initiatives aim to provide women with the necessary capital and support to become self-reliant and contribute to the state's economy. Historically, various government programs have focused on promoting self-help groups (SHGs) and providing microfinance to women. The Mukhyamantri Mahila Rojgar Yojana builds upon this foundation by offering direct financial assistance. The success of such schemes often depends on effective implementation, monitoring, and providing additional support such as skill development and market linkages. These schemes align with the broader constitutional goals of promoting social justice and reducing inequality, as enshrined in the Directive Principles of State Policy. Article 39(a) of the Indian Constitution directs the state to ensure that men and women equally have the right to an adequate means of livelihood. The Yojana is a step towards achieving these constitutional mandates.

Latest Developments

In recent years, there has been an increased focus on financial inclusion and providing access to credit for women entrepreneurs. The central government has launched various schemes like the Pradhan Mantri Mudra Yojana (PMMY), which provides loans to small businesses, including those run by women. These initiatives complement state-level schemes like the Mukhyamantri Mahila Rojgar Yojana. Several committees and reports have highlighted the importance of addressing the specific challenges faced by women entrepreneurs, such as limited access to collateral and market information. The government is also promoting digital literacy and providing training programs to enhance the skills of women entrepreneurs. This is expected to improve the performance and sustainability of their ventures. Looking ahead, there is a growing emphasis on creating a supportive ecosystem for women-led businesses, including mentorship programs, incubation centers, and access to venture capital. The goal is to empower women to not only start their own businesses but also scale them up and create employment opportunities for others.

Frequently Asked Questions

1. What is the Mukhyamantri Mahila Rojgar Yojana and why is it important?

The Mukhyamantri Mahila Rojgar Yojana is a scheme by the Bihar government to provide financial assistance to women to start their own businesses. It is important because it promotes women's economic empowerment and self-reliance, especially in a state with significant socio-economic disparities.

2. What are the key facts about Mukhyamantri Mahila Rojgar Yojana that are important for the UPSC Prelims exam?

Key facts for Prelims include: ₹10,000 is given to each woman beneficiary as the first installment, the scheme is called Mukhyamantri Mahila Rojgar Yojana, the scheme aims to help women start businesses, and a total of 1.81 crore women have benefited so far. Remember the launch date: September 26, 2025.

Exam Tip

Focus on the amount given, the name of the scheme, the beneficiaries, and the launch date for Prelims.

3. How does the Mukhyamantri Mahila Rojgar Yojana contribute to women's empowerment in Bihar?

The scheme provides women with financial capital to start their own businesses, fostering economic independence. This economic empowerment can lead to increased social standing and decision-making power within their families and communities. The scheme also provides an opportunity for skill development and entrepreneurship.

4. What are the recent developments related to the Mukhyamantri Mahila Rojgar Yojana?

Recently, the Bihar government transferred ₹10,000 each to 25 lakh women beneficiaries under the scheme. So far, ₹18,100 crore has been disbursed to 1.81 crore women since the scheme's launch.

5. What are the pros and cons of the Mukhyamantri Mahila Rojgar Yojana?

Pros include women's economic empowerment, increased entrepreneurship, and poverty reduction. Cons may include potential misuse of funds, implementation challenges, and the need for effective monitoring to ensure the success of the ventures.

6. How does the Mukhyamantri Mahila Rojgar Yojana relate to other government initiatives for women's empowerment?

The Mukhyamantri Mahila Rojgar Yojana complements national initiatives like the Pradhan Mantri Mudra Yojana (PMMY), which provides loans to small businesses, including those run by women. These schemes collectively aim to improve financial inclusion and provide access to credit for women entrepreneurs.

7. What are the important dates to remember related to the Mukhyamantri Mahila Rojgar Yojana for the UPSC exam?

The key dates to remember are: September 26, 2025, when the scheme was launched, and August 29, 2025, when the State Cabinet approved the scheme. Knowing these dates can be helpful for both Prelims and Mains.

Exam Tip

Create a timeline of important government schemes and their launch dates for easy revision.

8. What is the background context of the Mukhyamantri Mahila Rojgar Yojana?

9. What reforms are needed to improve the effectiveness of the Mukhyamantri Mahila Rojgar Yojana?

Reforms could include: providing skill development training to beneficiaries, simplifying the application process, ensuring timely disbursement of funds, and establishing effective monitoring mechanisms to track the progress of the businesses and prevent misuse of funds.

10. How does the Mukhyamantri Mahila Rojgar Yojana impact common citizens in Bihar?

The scheme aims to improve the economic well-being of women, which can lead to better living standards for their families. Successful women entrepreneurs can also create employment opportunities for others in their communities, contributing to overall economic growth.

Practice Questions (MCQs)

1. Consider the following statements regarding the Mukhyamantri Mahila Rojgar Yojana: 1. It was launched in Bihar on September 26, 2025. 2. Under the scheme, ₹10,000 is provided as the first installment to start a business. 3. The scheme provides additional financial assistance of up to ₹5 lakh after evaluation of the venture's performance. Which of the statements given above is/are correct?

A.1 and 2 only
B.2 only
C.1 and 3 only
D.1, 2 and 3

Show Answer

Answer: A

Statement 1 is CORRECT: The Mukhyamantri Mahila Rojgar Yojana was launched on September 26, 2025, as stated in the news summary. Statement 2 is CORRECT: The scheme provides ₹10,000 as the first installment to start a business, as mentioned in the news summary. Statement 3 is INCORRECT: The scheme provides additional financial assistance of up to ₹2 lakh (not ₹5 lakh) after evaluation of the venture's performance after six months.

2. Which of the following is the primary objective of the Mukhyamantri Mahila Rojgar Yojana?

A.Providing free education to women in Bihar
B.Providing economic empowerment to women in Bihar
C.Providing free healthcare to women in Bihar
D.Providing employment to women in government jobs in Bihar

Show Answer

Answer: B

The primary objective of the Mukhyamantri Mahila Rojgar Yojana is to provide economic empowerment to women in Bihar. The scheme aims to help women start their own businesses by providing financial assistance.

3. The Mukhyamantri Mahila Rojgar Yojana is most closely aligned with which of the following constitutional provisions?

A.Article 14: Equality before law
B.Article 19: Protection of certain rights regarding freedom of speech, etc.
C.Article 39(a): Right to an adequate means of livelihood
D.Article 21A: Right to education

Show Answer

Answer: C

Article 39(a) of the Indian Constitution directs the state to ensure that men and women equally have the right to an adequate means of livelihood. The Mukhyamantri Mahila Rojgar Yojana aligns with this provision by aiming to provide women with the financial resources to start their own businesses and become economically self-reliant.