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13 Jan 2026·Source: The Hindu
3 min
Polity & GovernanceEconomySocial IssuesNEWS

Maharashtra: Election Commission Halts Advance Payments for Ladki Bahin Scheme

Maharashtra SEC halts Ladki Bahin advance payments due to election model code of conduct.

Maharashtra: Election Commission Halts Advance Payments for Ladki Bahin Scheme

Photo by Michael

The State Election Commission (SEC) has stopped the Maharashtra government from disbursing advance payments under the Ladki Bahin scheme due to the enforcement of the model code of conduct (MCC) for the ongoing municipal elections. The SEC clarified that while regular benefits of the scheme can continue, advance payments and selection of new beneficiaries are prohibited during the MCC period.

This decision followed complaints questioning the timing of an announcement by Minister Girish Mahajan, who claimed beneficiaries would receive a combined amount of ₹3,000 before Makar Sankranti on January 14. The Ladki Bahin scheme, a flagship program providing monthly aid of ₹1,500, is credited with helping the ruling alliance secure victory in the 2024 Assembly election.

Key Facts

1.

Scheme aid: ₹1,500 monthly

2.

Payment stopped due to: Model Code of Conduct

3.

Next election: January 15

4.

Total amount to be given: ₹3,000

UPSC Exam Angles

1.

GS Paper II: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.

2.

GS Paper II: Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes; mechanisms, laws, institutions and Bodies constituted for the protection and betterment of these vulnerable sections.

3.

Potential question types: Analyzing the impact of DBT schemes on poverty alleviation and social inclusion, evaluating the effectiveness of DBT in reducing corruption and leakages.

Visual Insights

Ladki Bahin Scheme: Geographic Impact in Maharashtra

This map highlights the state of Maharashtra and the potential impact of the Ladki Bahin scheme, showing the location where the SEC halted advance payments due to the Model Code of Conduct. It also shows the location of Mumbai, where the State Election Commission is headquartered.

Loading interactive map...

📍Maharashtra📍Mumbai
More Information

Background

The concept of direct benefit transfer (DBT) schemes in India has evolved significantly over time. While the idea of providing direct assistance to citizens existed in various forms historically, the modern DBT system gained momentum in the early 2010s. The UPA government launched several pilot DBT programs in 2013, focusing on streamlining welfare payments and reducing leakages.

The JAM trinity (Jan Dhan, Aadhaar, Mobile) played a crucial role in enabling efficient DBT implementation. Over the years, DBT has expanded to cover a wide range of schemes, including subsidies, pensions, scholarships, and social welfare benefits. The emphasis has been on leveraging technology to improve transparency, accountability, and targeting of beneficiaries.

The evolution also involved addressing challenges related to financial inclusion, digital literacy, and data security.

Latest Developments

In recent years, there's been a growing focus on optimizing DBT schemes for better targeting and impact assessment. The government has been using data analytics and machine learning to identify eligible beneficiaries and prevent fraudulent claims. There's also increased emphasis on financial literacy and awareness campaigns to ensure that beneficiaries can effectively utilize the funds received through DBT.

Furthermore, efforts are underway to integrate DBT with other government programs and services to create a more seamless and integrated experience for citizens. The future outlook involves expanding the scope of DBT to cover more sectors and services, as well as leveraging emerging technologies like blockchain to enhance transparency and security. Debates continue regarding the effectiveness of DBT in addressing poverty and inequality, with some experts calling for more comprehensive social safety nets.

Practice Questions (MCQs)

1. Consider the following statements regarding the Model Code of Conduct (MCC) in India: 1. The MCC is a set of guidelines issued by the Election Commission of India (ECI) for political parties and candidates during elections. 2. The MCC comes into effect immediately after the announcement of election dates and remains in force until the completion of the election process. 3. The MCC is legally enforceable, and violations can lead to imprisonment. Which of the statements given above is/are correct?

  • A.1 and 2 only
  • B.2 and 3 only
  • C.1 and 3 only
  • D.1, 2 and 3
Show Answer

Answer: A

Statements 1 and 2 are correct. The MCC is a set of guidelines enforced by the ECI from the announcement of elections until their completion. However, the MCC is not legally enforceable; it relies on moral and political sanctions.

2. In the context of social welfare schemes in India, consider the following statements: 1. Direct Benefit Transfer (DBT) aims to transfer benefits directly to the beneficiaries' bank accounts, reducing leakages and delays. 2. The JAM trinity (Jan Dhan, Aadhaar, Mobile) is a key enabler for effective DBT implementation. 3. All social welfare schemes in India are mandated to use the DBT mechanism. Which of the statements given above is/are correct?

  • A.1 and 2 only
  • B.2 and 3 only
  • C.1 and 3 only
  • D.1, 2 and 3
Show Answer

Answer: A

Statements 1 and 2 are correct. DBT aims to transfer benefits directly, and the JAM trinity facilitates this. However, not all social welfare schemes are mandated to use DBT, although its adoption is encouraged.

3. Which of the following is NOT a function of the State Election Commission (SEC) in India?

  • A.Conducting elections to Panchayats and Municipalities
  • B.Preparing electoral rolls for local body elections
  • C.Supervising, directing, and controlling the preparation of electoral rolls for parliamentary elections
  • D.Determining the timing and schedule of local body elections
Show Answer

Answer: C

The SEC is responsible for conducting elections to local bodies (Panchayats and Municipalities). The preparation of electoral rolls for parliamentary elections is the responsibility of the Election Commission of India (ECI), not the SEC.

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