The news article critiquing demonetisation directly relates to the role and impact of digital payments. It implicitly argues that the hardship caused by demonetisation could have been lessened if digital payment infrastructure was more robust and widely adopted at the time. This highlights a key 'why' for promoting digital payments: to create a more resilient and less cash-dependent economy. The article's focus on the informal sector also points to a challenge for digital payments – ensuring their accessibility and usability for all segments of society, not just the formal economy. The debate around demonetisation thus serves as a case study on the necessity of a well-developed digital payment ecosystem to support economic policy and ensure smoother transitions during times of financial reform.

The news article critiquing demonetisation directly relates to the role and impact of digital payments. It implicitly argues that the hardship caused by demonetisation could have been lessened if digital payment infrastructure was more robust and widely adopted at the time. This highlights a key 'why' for promoting digital payments: to create a more resilient and less cash-dependent economy. The article's focus on the informal sector also points to a challenge for digital payments – ensuring their accessibility and usability for all segments of society, not just the formal economy. The debate around demonetisation thus serves as a case study on the necessity of a well-developed digital payment ecosystem to support economic policy and ensure smoother transitions during times of financial reform.