पीएम विश्वकर्मा योजना क्या है?
ऐतिहासिक पृष्ठभूमि
मुख्य प्रावधान
10 points- 1.
कारीगरों और शिल्पकारों को कौशल प्रशिक्षण और प्रमाणन प्रदान करता है।
- 2.
रियायती ब्याज दरों पर ऋण के रूप में वित्तीय सहायता प्रदान करता है।
- 3.
उत्पादकता में सुधार के लिए आधुनिक उपकरणों की खरीद का समर्थन करता है।
- 4.
कारीगरों को अपने उत्पादों को बेचने में मदद करने के लिए बाजार संपर्क सहायता प्रदान करता है।
- 5.
डिजिटल लेनदेन और विपणन में प्रशिक्षण के माध्यम से डिजिटल सशक्तिकरण पर ध्यान केंद्रित करता है।
- 6.
विश्वकर्माओं को औपचारिक अर्थव्यवस्था में एकीकृत करने का लक्ष्य है।
- 7.
एक अद्वितीय आईडी कार्ड के माध्यम से कारीगरों को पहचान और पहचान प्रदान करता है।
- 8.
₹3 लाख तक का संपार्श्विक-मुक्त ऋण प्रदान करता है।
- 9.
शुरुआत में बढ़ई, लोहार और कुम्हार सहित 18 पारंपरिक व्यवसायों को लक्षित करता है।
- 10.
यह योजना पूरी तरह से भारत सरकार द्वारा वित्त पोषित है।
दृश्य सामग्री
Evolution of PM Vishwakarma Scheme
Timeline showing the key events and developments leading to the PM Vishwakarma Scheme.
पीएम विश्वकर्मा योजना एमएसएमई का समर्थन करने और कौशल विकास को बढ़ावा देने के उद्देश्य से पिछली सरकारी पहलों पर आधारित है। यह पारंपरिक कारीगरों और शिल्पकारों को सशक्त बनाने के लिए एक केंद्रित प्रयास का प्रतिनिधित्व करता है।
- 2006सूक्ष्म, लघु और मध्यम उद्यमों के संवर्धन और विकास को सुविधाजनक बनाने के लिए एमएसएमईडी अधिनियम अधिनियमित।
- 2014वित्तीय समावेशन को बढ़ावा देने के लिए प्रधान मंत्री जन धन योजना (पीएमजेडीवाई) का शुभारंभ।
- 2015गैर-कॉर्पोरेट, गैर-कृषि छोटे/सूक्ष्म उद्यमों को ऋण प्रदान करने के लिए प्रधान मंत्री मुद्रा योजना (पीएमएमवाई) का शुभारंभ।
- 2023केंद्रीय मंत्रिमंडल ने ₹13,000 करोड़ के परिव्यय के साथ पीएम विश्वकर्मा योजना को मंजूरी दी।
- 2024विश्वकर्माओं का प्रारंभिक कार्यान्वयन और पंजीकरण शुरू होता है।
- 2025अधिक जिलों और व्यवसायों में योजना का विस्तार।
- 2026दिल्ली हाट में पीएम विश्वकर्मा योजना का उत्सव; 30 लाख पंजीकरण, 23 लाख कुशल, ₹4,600 करोड़ ऋण स्वीकृत।
PM Vishwakarma Scheme: Key Components and Linkages
Mind map illustrating the key components of the PM Vishwakarma Scheme and its linkages to other relevant areas.
PM Vishwakarma Scheme
- ●Skill Development & Training
- ●Financial Assistance
- ●Market Linkage & Support
- ●Formalization & Recognition
हालिया विकास
6 विकासThe scheme has registered 30 lakh Vishwakarmas.
23 lakh Vishwakarmas have been skilled under the scheme.
Loans worth over ₹4,600 crore have been approved.
Over 5.3 lakh Vishwakarmas have received loan approvals.
12 lakh toolkits have been delivered.
Training for packaging, branding, and market linkage is being provided.
सामान्य प्रश्न
61. What is the PM Vishwakarma Scheme, and what are its primary objectives?
The PM Vishwakarma Scheme aims to improve the skills of traditional artisans and craftspeople. Its primary objectives include providing skill training, financial assistance, and market support to help them grow their businesses and preserve traditional skills.
परीक्षा युक्ति
Remember the key objectives: Skill development, financial assistance, and market linkage. These are crucial for both Prelims and Mains.
2. What are the key provisions of the PM Vishwakarma Scheme?
The key provisions of the PM Vishwakarma Scheme include:
- •Skill training and certification to artisans and craftspeople.
- •Financial assistance in the form of loans at concessional interest rates.
- •Support for the purchase of modern tools and equipment.
- •Market linkage support to help artisans sell their products.
- •Digital empowerment through training in digital transactions and marketing.
परीक्षा युक्ति
Focus on the financial assistance and skill development aspects for exam questions.
3. How does the PM Vishwakarma Scheme work in practice to support artisans?
The PM Vishwakarma Scheme works by first providing skill training and certification to artisans. Following this, it offers financial assistance through loans at concessional interest rates, enabling them to purchase modern tools and equipment. The scheme also supports market linkage, helping artisans sell their products and provides digital empowerment through training in digital transactions and marketing, making their businesses more sustainable and competitive.
परीक्षा युक्ति
Understand the step-by-step process of how artisans benefit from the scheme.
4. What is the significance of the PM Vishwakarma Scheme in the Indian economy?
The PM Vishwakarma Scheme is significant as it empowers traditional artisans and craftspeople, who contribute significantly to the Indian economy. By providing skill development, financial assistance, and market access, the scheme helps preserve traditional skills, promotes entrepreneurship, and boosts the income of artisans, thereby contributing to inclusive economic growth. It also recognizes and supports the 'Vishwakarmas' skilled workers and artisans.
परीक्षा युक्ति
Relate the scheme to broader economic goals like inclusive growth and skill development.
5. What are the challenges in the implementation of the PM Vishwakarma Scheme?
Challenges in implementing the PM Vishwakarma Scheme may include:
- •Identifying and reaching all eligible artisans and craftspeople, especially in remote areas.
- •Ensuring effective skill training that meets the needs of the artisans.
- •Providing timely and adequate financial assistance.
- •Creating effective market linkages for artisans to sell their products.
- •Monitoring and evaluating the impact of the scheme.
परीक्षा युक्ति
Consider practical challenges like reaching beneficiaries and ensuring effective training.
6. What reforms have been suggested to improve the effectiveness of the PM Vishwakarma Scheme?
Suggested reforms for improving the PM Vishwakarma Scheme could include:
- •Enhancing the quality and relevance of skill training programs.
- •Simplifying the loan application process and reducing interest rates further.
- •Strengthening market linkages through e-commerce platforms and collaborations with retailers.
- •Providing mentorship and guidance to artisans to help them grow their businesses.
- •Improving monitoring and evaluation mechanisms to track the scheme's progress and impact.
परीक्षा युक्ति
Think about practical improvements in training, finance, and market access.